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FROZEN PIPE CLAIMS

It’s February! And as temperatures across the US trend toward extreme, sub-zero climates and severe wind chill factors threaten to freeze and burst a great deal of pipes! But, keep in mind that as temperatures rise, ice and ice dams may cause further damage to doors, windows, drywall, flooring and paint. Insurance claims for water damage, in general, have increased to nearly 50 percent of total claims filed in recent years, each averaging around $10,000 in cost. Its therefore understandable why insurance companies would want to avoid these claims as much as property owners do.

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The Complexity of Fire Losses

There are a variety of reasons why adjusting a fire loss is expected to be one of the more complex claims an adjuster may face. They can range from anything as minor as smoke damage to as severe as a home being reduced to nothing more than a pile of ashes. The complexity of these

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2020 Fall and Winter Weather Predictions

Like putting on the Christmas album before we’ve sat down to Thanksgiving dinner, it seems early to begin talking about winter while hurricane season extends beyond average expectations. But the recent warming trends that have caused record breaking hurricane activity in the Gulf this summer are expected to affect eastern and northern parts of the

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As Hurricane Season Continues, Numbers Can Be Deceiving

FACT: In September, 1999, Hurricane Floyd made landfall at Cape Fear, North Carolina as a Category 2 hurricane, with 105 mph winds. It produced heavy rainfall, which led to extensive power outages and severe flooding, that damaged thousands of homes. At the time, it was considered the most catastrophic storm in 40 years–not because of

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CAT 5 Survival Guide

Fact: the 2020 Atlantic storm season is the first on record where nine tropical storms formed before August, with thirteen forming before September. Between Hurricane Hanna, Isaias, Marco, Laura, and Sally, this hurricane season is poised to be especially destructive – one might even call it a “Category 5 Hurricane Season”. A true Category 5

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Flood Claims Experts

“Determine the thing that can and shall be done, and then we shall find the way.” – Abraham Lincoln Everyone, including us here at Vector Risk Solutions, has been watching 2020 unfold in shock, like a movie you can’t take your eyes off.  It’s been absolutely crazy so far and where it’s going next is

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