CAT 5 Survival Guide for Claims Adjusters

Fact: the 2020 Atlantic storm season is the first on record where nine tropical storms formed before August, with thirteen forming before September. Between Hurricane Hanna, Isaias, Marco, Laura, and Sally, this hurricane season is poised to be especially destructive – one might even call it a “Category 5 Hurricane Season”.

A true Category 5 is the highest classification that can be given to an accumulating storm. Winds of more than 157 MPH can be expected to destroy structures and cause week-long power outages, leaving affected areas uninhabitable for months or more. As insurance professionals, it’s our job to be available and on call amidst the most catastrophic of situations.

Your Claims Survival Plan 

catastrophe adjusters and claims adjusters for cat5

Taking care of policyholders is your top priority as an insurance professional.

In order to maintain security during a chaotic storm season, it’s imperative to implement claims management solutions that are effective, and hire a reputable and experienced claims firm that can be trusted to provide first-rate solutions. We prioritize the client experience of the insured during a very stressful and chaotic situation, while working closely with the insurance carrier to streamline the claim experience.

 

Good Investments and Best Practices 

One of the best investments to be made in the face of ever changing weather patterns and costly storm seasons, is choosing to work with an effective and thorough independent adjusting firm. Make sure to hire a company with good, long standing relationships, that covers many areas spanning a large territory. Time is a precious commodity amidst a strong surge of catastrophe claims, and it is necessary to get the job done correctly the first time. Make sure to choose a firm that is well respected for the adjusters they employ.

What to Look For in a CAT Adjuster

A license alone doesn’t make a good claims adjuster. At Vector Risk Solutions, our adjusters extend our company ideals, and are selected to represent us based on their proficiency, attention-to-detail, character, and experience. 

A Vector Risk adjuster understands the insured is suffering a loss, sometimes a devastating one. These interactions must be handled carefully, compassionately, and professionally. More importantly, having the ability to meet the needs of the insured in a timely, efficient manner will save resources for both firms and clients. Pushing through as many claims as possible in a day often leads to sloppy, or incomplete work, that needs to be redone. At Vector, it is imperative to us that our adjusters work efficiently, but effectively. The quality of their education and on the job training creates a level of experience in our adjusters that is necessary to meet and uphold the Vector standard.

Your Recovery Plan

At Vector Risk Solutions, our catastrophe services can be implemented at a moment’s notice. No matter the circumstances, it is our goal to see that our clients persist and thrive in times of uncompromising natural devastation. Choose Vector Risk Solutions to make sure you are able to handle claims effectively at the height of the hurricane season. Contact us today to get started with your catastrophic claim management solutions.