Construction Claims & Defect Experts

construction claims and construction defect expertsDeficiencies in how a building is designed, built, operated or maintained, are the causes of construction defects. Defects in construction range from minor problems like drooping gutters and peeling paint to situations when an entire structure must be bulldozed. Other problems include code violations, faulty design, cracked foundations, substandard workmanship, and unsafe structures.

Everyone associated with the project, from general contractors to architects, electricians, and roofers, can be impacted by a construction defect claim. The toll on a company’s finances and its reputation can be distressing. Vector Risk Solutions has a mission to focus on precisely what our clients and their policyholders need and to make the claims process and smooth as possible.


Some of the common construction defect claims we are assigned involve:

  • Quality of work issues
  • Code violations
  • Scope of work violations
  • Design deficiencies
  • Product or material insufficiencies
  • Operation & maintenance issues  
  • Construction process failures
  • Catastrophic Failure

Construction defect litigation can become complex and very expensive. For an insurance carrier to mitigate exposure, it is crucial to work quickly and efficiently to investigate the facts, identify related parties, and document the claim. That’s where Vector comes in. We know it is important that adjusters act quickly upon receipt of a new construction defect claim. In order to limit exposure and ensure the most efficient expenditure of defense costs, a rapid response is necessary.

Vector Risk Solutions is here to investigate construction-related losses and help ensure you are properly covered with any issues you may face. Our in-depth knowledge and understanding of the construction defect claims process will save you time and money, keeping you out of the lawyer’s office and in your own office. The expert team at Vector is here to ensure that liability can be quickly and appropriately determined.

Daily Claims Adjusters & Experts

daily claims experts and claims adjusters for everyday claims

Losses happen. Frozen pipes burst, homemade dinners catch on fire, and the neighbor slips and falls on the new marble entryway. Every day, our team of Independent Adjusters at Vector Risk Solutions handles losses related to these types of claims. Handling the claims of day-to-day life is an integral part of what we do.

We recognize that we are an extension of the Insurance Carrier that we represent.  

Since our professional independent adjusters often represent the only face-to-face contact with your policyholder. Vector Risk Solutions may be the most important link in the long chain of exemplary customer service during the time of loss.

The experience we have gained over years of working with highly trained insurance claims adjusters in both the field and the office has contributed to the superior claims experience we are able to offer to all of our clients.

We provide full-service adjusting for a variety of losses, including:

  • Residential Property 
  • Commercial Property
  • Casualty 
  • Coastal and Inland Marine
  • Auto and Heavy Equipment 
  • Liability Claims 
  • Farm & Ranch
  • Industrial 
  • Flood

No claim is too big or too small. With our team standing by, we are ready to assist you and your policyholder right when you need it. Our specialists can be on-site within 24 hours to assess damages and start the claims investigation process. On large losses, we tailor a plan specific to the needs of the client. Every facet of the claims process is carefully overseen by the team here at Vector Risk Solutions, allowing for a smooth and quick-moving claims process.

Whether your claim is in residential property, commercial property, commercial agriculture, or anything in between, our team is ready to take on the losses that arise every day. Rest assured that the independent adjusters here at Vector Risk Solutions are dedicated to delivering the best to our clients, so they, in turn, can provide their policyholders with the best and most efficient adjusters in the business.


Insurance Adjuster Training & Consulting Experts

get training and consultation for insurance adjusters from our experts“Tell me and I forget. Teach me and I remember. Involve me and I learn.”  These wise and observant words from Benjamin Franklin remind us of two things – that we learn from others, and that we remember what we learn by involvement. At Vector Risk Solutions we believe that together we can be better, and that’s why we offer specialized consulting services

Whether you require consulting and training for your claims department, underwriting department, or even your executive leadership team, we have the resources to meet your needs. With our extensive experience in claims management, we are leveraging our infrastructure for our clients, helping to navigate away from the complexity of end-to-end claims processing. With three simple principal steps, our consulting plan will lead you towards self-propelling success

Step 1: Identify the issues

This is where we conduct a ‘Claims Processing Assessment’ and make an analysis of any potential issues. Looking at your metrics and claims process from start to finish, we listen to the concerns and ideas of your employees, vendors, and clients. We do a complete investigation when helping you identify the issues that are hurting performance metrics.

Step 2: Create the plan

Through strategic adaptation, we create a plan that not only corrects the issues you are facing but ensures that this plan embraces your company’s core values and leadership models. We put this plan into writing and develop training modules that can be put into effect from the management level all the way to the adjuster. We also make sure that this plan is clearly communicated to everyone, from the employee to the client.

Step 3: Equipping Innovators

What good is any of this without training and implementation? We would be leaving you on the edge if we didn’t follow through with this third step. We not only identify your issues and create a custom plan that meets your needs, but we ensure that you feel equipped to implement this plan. We empower you to empower your employees by providing onsite/offsite training for your corporate leadership, management teams, staff adjusters, and other claims professionals. 

The consulting services we offer are: 

  • Claims processing, assessment, and perpetration
  • Adjuster/Management Training Programs
  • Client Retention Analysis
  • Client Experience assessment

We handle our clients’ consulting needs with the highest amount of integrity and customer service. With our founding principles – Integrity, Ingenuity, & Excellence – we build a relationship with our clients that teaches and directly involves your team so that what is learned is retained. 

For any questions you may have about our consulting process, please contact us at

Liability Investigation Experts & Adjusters

liability investigation experts and liability claims

“Success is in the details,” said the American author and motivational speaker Zig Ziglar. He knew that if we only look at the big picture, we miss the crucial steps that lead us to our end goal. The result of letting the little things slip often leads to the fall of great empires. That’s why here at Vector Risk Solutions we make sure that the smallest detail is taken into consideration. 

The success of casualty claims handling is dependent upon experience, good judgment, and attention-to-detail. Consistent communication between all those involved in the claim reveals the fine points of each case, and our adjusters are trained to be highly adaptable to provide the best service. At Vector Risk Solutions, we handle a large array of liability claims covering many varieties of claim scenarios. 

Our team of adjusters is ready to assist our clients with liability-related losses in the following areas:

  • Commercial and Residential Construction and Contractor Liability Claims
  • Third-party Investigations
  • Crop Liability Claims
  • Heavy Equipment
  • Timber and Forestry Claims
  • Product Liability
  • Inland Marine

We provide our clients with thorough investigations to assist in making accurate liability determinations and assist with settlement negotiations. Producing timely, accurate, and reliable investigations, we strive to exceed our clients’ expectations. With liability-specific training, our adjusters have the technology and technical expertise required to handle these types of losses. And our adjusters can be on the site within 24 hours of any loss to provide our clients and their policyholders with a rapid, accurate response.

Adjusters here at Vector are experienced in conducting full scene investigations that may require taking recorded statements, obtaining specialty reports, and providing our clients with the necessary documents to process any liability loss. We cater directly to the needs of our clients and strive to supply them with a claims experience that is industry-leading. All parties are always treated with compassion and respect, and each liability investigation is given the attention-to-detail that allows us to exceed our clients’ expectations.

Commercial Agribusiness Experts

commercial agribusiness claims

Commercial agribusiness claims can get complicated fast. Even seasoned adjusters and engineers need to be at the top of their game, and ready to face anything and everything head-on. Our team of commercial adjusters is experienced in reviewing policy coverage and assessing commercial agribusiness damages to provide accurate recommendations to our clients and their policyholders. So when things get complex, we get down to business.

With losses that range from small commercial agribusiness facilities to direct consulting on complex problems during a large agribusiness crisis, our adjusters can handle whatever situation arises. We realize that communication begins in the offices and boardrooms of our clients and ends in the fields, farms, and Ag facilities across America.

Vector Risk Solutions provides experienced adjusters for losses related to:

  • Poultry Confinement Houses
  • Grain Bins and Silos
  • Local and Regional Cooperatives
  • Equine Facilities
  • Dairies
  • Cotton Gins
  • Livestock Facilities
  • Commercial Processing Facilities
  • Nurseries
  • Irrigation Equipment
  • Cattle Ranches
  • Agronomy and Crop Liability Claims

On a daily basis, agribusiness professionals work with equipment of all sizes and encounter weather challenges that affect a wide variety of structures such as barns, living quarters, silos, stables, and grain storage facilities. At Vector Risk Solutions, we understand the complex estimates and repair processes related to claims on these types of structures.

Our specialty is zeroing in to provide service that effectively meets the needs of our clients. We also understand that every claim is different and that treating every claim as a unique case will yield the best results. Thanks to our highly qualified team of adjusters you can rest assured that all facets of any commercial agribusiness claims are covered. With years of experience handling claims all over the continental United States, we are prepared to succeed with any claim you send our way.

Commercial Claims Adjusters & Experts

commercial claims adjusters and experts

Not every claim is the same. In fact, it’s quite the opposite, and here at Vector Risk Solutions we treat each claim as a unique case. We directly address the issues at hand, allowing us to zero in on the heart of the issue. We also know that when it comes to commercial claims it is necessary to zoom out and look at the big picture. With years of service and experience, Vector Risk Solutions is continually at the top of our game.

When a disaster strikes, leaving your client with a loss, processing a claim is the last thing they want to deal with. That’s why our commercial property services can be implemented at a moment’s notice. Vector Risk Solutions provides experienced adjusters in the commercial field for losses of all shapes and sizes.

Our experts can handle losses for any type of client, including:

  • Shopping centers
  • Municipal buildings
  • Large and small retail stores
  • Restaurants
  • Hotels
  • Condominiums
  • High-rise offices
  • Hospitals
  • Manufacturing facilities
  • Commercial Ag Facilities

Not only do we understand the intricacies of these types of claims, but we also have a track record of handling claims for standard commercial, self-insured, captive and reinsurance clients. We know that client retention is directly related to the claims experience, and it is our priority to stand in the gap between the policyholder, the agent, and underwriting to make sure that your clients are safe and secure.

Our adjusters are also experienced in managing the commercial claims process. We understand the need to recommend the engagement of professional services such as business income loss experts, forensic accountants, engineering and reverse engineering firms, expert witnesses, and commercial construction consultants. If you need experts who work well with others, are available within a moment’s notice, and prioritize the experience of your clients and policyholders, then you’ll be glad you chose Vector Risk Solutions for a superior claims experience!

Customize Your Service Needs With Our Independent Adjuster Firm

customize your service plans with an independent adjuster firm in midwest and southwest

“Success is the sum of details”, Harvey Firestone once said. Almost 80 years after his passing, his business Firestone Tire is still a thriving household name. Mr. Firestone knew that the little details matter and he made it a priority not to sweep anything under the rug but instead faced each challenge head-on. Whatever the size of the goal you strive for, it’s the details that make the difference between success and failure. 


Here at Vector Risk Solutions we truly believe that details matter. We also know that every client and every claim deserve to be treated for what they are, an individual case. Every claim is different, and when claims are bundled into one group or category sometimes the little details can be missed. This means somewhere along the line there is a negative and unfair impact. So we decided to do something different and make a change in how claims are dealt with.


To give you the best service out there, we offer customized plans that specifically target whatever needs may arise with your claim or business. This means we discuss exactly what you need, and find the best course of action to help continue the growth and success of your business. With experts in the fields of catastrophe adjusting, commercial agribusiness, commercial claims, flood claims, liability, TPA & consulting services as well as appraisal services, we are qualified and prepared to take on any challenge. 

What is it that you and your policyholders need most? Whatever it is, Vector Risk Solutions can help direct the course of your business by creating a customized service with your needs at the forefront. Serving the midwest and southern United States, our mission is to focus on our clients, providing a superior claims experience. We promise to handle every detail with integrity, ingenuity, & excellence.

How Catastrophe Adjusters Prepare for Storm Season

catastrophe planning for claims adjusters during hurricanes and storm seasonThe NHC has predicted 14 named storms for the 2019 hurricane seasons, with 7 of them being hurricanes and an additional 3 storms being major hurricanes. This prediction is around the yearly average over the past 70 years, and that’s why it’s surprising to learn that most businesses and homeowners  don’t have a risk management plan in place.

In 2018, Hurricane Michael caused major devastation to the Florida panhandle and surrounding areas, and today they are still struggling to recover. After the storm hits, Vector Risk Solutions should be a crucial part of your plan. Let our adjusters do what we do best so that your clients and policyholders can have true peace of mind during the recovery process.

From June 1st to November 30th is the highest likelihood of a hurricane occurrence. That is a six-month timespan! The insurance claims adjusters here at Vector Risk Solutions are ready for all-systems-go at the drop of a hat and during storm season they know they’ll need to grab more than just their umbrella on the way out to the job.

Vector Risk Solutions has a team of catastrophe claims adjusters ready to be on-site the day after a storm so that insurance carriers can help their policyholders expedite the recovery from their loss. We prepare our claims adjusters in advance and with our wide net of credentialed adjusters throughout the midwest and southeastern areas of the United States we are able to get to work quickly and efficiently. We are proud to be expertly serving these regions and are dedicated to providing unsurpassed attention to details and the highest quality of customer service during times of extreme distress to provide a superior claim experience.

Why We’re an Independent Adjuster You Can Rely On

independent claims adjuster in the midwest and southwest

“Alone we can do so little; together we can do so much.”

These words from Helen Keller ring true with a pearl of timeless and undeniable wisdom, and at Vector Risk Solutions we believe that what we do impacts all whom we work with. That’s why we cover catastrophe adjusting in agribusiness, commercial agribusiness and flood industries. With extensive and specialized knowledge in these specific fields of catastrophe adjusting, we set ourselves apart from other IA firms with a strong conviction of teamwork and reliability. We provide services that include claims management, assignment, review, auditing, consulting, and desk review. We also can create customized service for our individual client needs, so that no one is left without a team.  

Adjusting Experts in the Midwest & Southeast

The independent adjusters here at Vector Risk Solutions have specific knowledge in handling claims throughout the Midwest and Southeast of the United States. With knowledge and experience in dealing with everyday claims, as well as terrible catastrophes, we understand the importance of providing top-notch customer service and rapid response. We are committed to delivering the best to our clients, so they can provide their policyholders with the best and most efficient adjusters in the business.

When times are tough and the future is unclear, Vector Risk Solutions has a mission to focus on our clients, providing them and their policyholders with a superior claims experience. With determined clarity in times of catastrophe, you can rely on us to work swiftly and efficiently. Choosing Vector Risk Solutions is choosing security. Choose Vector Risk Solutions, and together we prevail.   

Contact Vector Risk Solutions today to get started with your claim.

Interested in joining our team? View details and application instructions here.