Commercial Claims
Vector Risk Solutions has experienced commercial adjusters located throughout the Midwest, Southeast & the Great Plains that are prepared and experienced to handle both daily and catastrophe commercial claims.
Loss Adjusting Experts
Our adjusters have a wide variety of experience in the commercial field located throughout the Midwest, Southeast, & Great Plains. We have loss adjusting experts who can handle all types of structures including:
- Shopping centers
- Municipal Buildings
- Large retail stores
- Restaurants
- Hotels
- Condominiums
- High rise offices
- Manufacturing plants
- Warehouses
- Auto dealerships
- Agribusiness structures
Why Work With Vector Risk?
Property losses can happen at any time and can vary from a relatively minor loss to one that significantly impacts a business. It is important to have a commercial claim professional ready to assist you when you need them most. That is where Vector Risk Solutions comes in to play.
Our team of commercial property adjusters understands commercial insurance policy, damage assessment and providing detailed reports. We have a track record of handling claims for standard commercial, self-insured, captive and reinsurance clients. No matter the size of the loss, we treat each client and policyholder with respect, honor, and truthfulness.
We understand that client retention is directly related to the claims experience at Vector. It is our goal to increase your client retention by standing in the gap between the policyholder, the agent, and underwriting. We understand communication and the relationships between the agents and policyholders.
EXPERT COMMERCIAL CLAIMS ADJUSTERS FOR EVERY SITUATION
Vector Risk Solutions adjusters are known for our expertise, experience, and accuracy in providing prompt adjusting services to our commercial insurance clients for them to report the information to their policyholders. Daily and Catastrophe claims both require a premier adjuster when handling commercial claims.
At Vector Risk Solutions, our adjusters are experienced with working side by side with many other facets of the commercial claims process, including:
- Business Income Loss Experts: A business income claim happens when a policyholder’s business is interrupted due to physical damage by a covered peril to the property where the business is conducted.
- Forensic Accountants: Used to determine the amount of loss when a business suffers a direct physical loss that interrupts its operations.
- Engineering and Reverse Engineering Firms: Used to provide an unbiased opinion on the cause of loss when a policyholder suffers direct physical damage to their business.
- Building Code Experts: Used to determine if the policyholder’s building meets the current building code requirements.
- Expert Witnesses: Used to provide an unbiased opinion on the cause of loss and/or value of the property when a policyholder suffers damage to their business.
- Commercial Construction Consultants: We can oversee the repairs of a policyholder’s business when they suffer direct physical damage. We also offer insurance consulting services for commercial construction projects.
Commercial Claims Are Our Specialty
At Vector Risk Solutions, we understand that time is of the essence when it comes to commercial claims. Our adjusters are prepared and experienced to handle both daily and catastrophe commercial claims. We understand the importance of a quick and accurate assessment to help our clients make informed decisions.
Our team of highly trained and experienced adjusters are ready to deploy our claim services at a moment’s notice. We are committed to delivering the best to our clients so that they can provide their policyholders with the best and most efficient adjusters in the business.
As a Commercial Adjusting Firm, we set ourselves apart from other independent adjusting companies by setting higher expectations of our commercial adjusters, and we require them to have extensive knowledge of commercial construction materials, construction processes, and damage identification. As a team, during any catastrophe that results in damage to commercial property, it is important for our clients to feel that they have partnered with someone that places them first and offers their policyholders the customer service and a superior work product that is industry leading.
For specific information and questions, contact info@vectorrisksolutions.com.
Commercial Claims FAQs
A commercial claim is an insurance claim made by a business for losses incurred as a result of covered events, such as property damage or liability claims.
A commercial claim is an insurance claim made by a business for losses incurred as a result of covered events, such as property damage or liability claims. A commercial agribusiness claim is an insurance claim made by an agricultural business for losses incurred as a result of covered events, such as crop loss or livestock death. We handle both types of claims.
A first party claim is made by the policyholder to their own insurance company for losses they have incurred. A third party claim is made by the policyholder against another person or company who is liable for the damages the policyholder has incurred.
Any business that owns property or has employees is required to have some form of commercial insurance. Depending on the business, different types and levels of coverage may be necessary.