Construction & Construction Defect Claims

Construction & Construction Defect Claims

A “construction defect”, as defined by the International Risk Management Institute (IRMI), is “a deficiency in the design or construction of a building or structure resulting from a failure to design or construct in a reasonably workmanlike manner, and/or in accordance with a buyer’s reasonable expectation.”

These defects generally are divided into two categories – dangerous defects and passive defects. Dangerous defects cause physical injury or damage to both people and property. Passive defects “cause harm to the property owner in the form of loss of use, diminution in value and extra expenses incurred while defects are corrected,” according to the IRMI.

Preventing construction defect claims is the easiest way to avoid liability, but prevention is not always possible. That’s where Vector comes in. We know it is important that adjusters act quickly upon receipt of a new construction defect claim. A rapid response is necessary in order to limit exposure and ensure the most efficient expenditure of defense costs.

Deficiencies in how a building is designed, built, operated or maintained, are the causes of construction defects. Everyone associated with the project, from general contractors to architects, electricians, and roofers, can be impacted by a construction defect claim. The toll on a company’s finances and its reputation can be distressing.

​Construction Defect Claims Services 

Some of the common construction defect claims we are assigned involve:

  • Quality of work issues
  • Code violations
  • Scope of work violations
  • Design deficiencies
  • Product or material insufficiencies
  • Operation & maintenance issues  
  • Construction process failures
  • Catastrophic Failure

There is rarely obvious evidence of liability in construction defect claims, that’s why it’s absolutely crucial to have in-depth knowledge and understanding of all concepts to be investigated. The team at Vector are experts at gathering the information to ensure that liability can be quickly and appropriately determined. 

Vector Risk Solutions is here to investigate construction related losses and help ensure you are properly covered with any issues you may face. Let us lead you through any problems that may arise, and rest assured that you have the expertise of a well-seasoned team to make the path as smooth as possible. We strive to match the talent we have available with the demands and needs of the clients we serve, providing everyone involved with a superior claims experience.

For more information and any questions, contact