Liability Claims & Investigations
Our team of adjusters are standing by ready to assist our clients with a wide variety of liability related losses. We are dedicated to providing our clients with thorough investigations to assist in making accurate liability determinations and assisting with settlement negotiations. We pride ourselves in producing timely, accurate, reliable investigations that exceed our client’s expectations for all of our claims services.
Our adjusters represent a large database of claims professionals with liability specific training, technology and technical expertise required for these types of losses. Vector Risk Solutions adjusters are located throughout the Midwest, Southeast, & Great Plains. We can be on the site within 24 hours of any loss to provide our clients and their policyholders with a rapid, accurate response.
LIABILITY CLAIMS SERVICES
We offer the following liability services:
- Commercial and Residential Construction and Contractor Liability Claims
- Third-party Liability Claim investigations
- Crop Liability Claims
- Vehicle and machinery accident scene inspections
- Timber and Forestry Claims
- Product liability
WHAT TO DO
If you find yourself in need of filing a general liability claim, first make sure that the injured party is taken care of. Contact medical personnel or emergency responders as needed. Then follow these steps:
1. Get Your Information Together
Gather all documentation and information related to the incident in question, including any photos or video footage you may have. This will be helpful for your adjuster when conducting their investigation.
2. Contact Your Insurance Company
Notify your insurance company or agent immediately to let them know of the incident and begin the claims process.
3. Work With a Claims Professional
A claims professional at Vector Risk Solutions will be assigned to your case and will contact you to begin the investigation.
Why Choose Vector ?
Successful casualty claims handling is dependent upon experience and good judgement over a foundation of attention to quality and consistent communication. At Vector Risk Solutions, we handle a large array of liability claims dealing with many wide variety of claim scenarios.
Our team has the capability of handling all aspects of a liability claim investigation. We offer professional and experienced liability claims adjusters who understand the importance of a prompt and thorough field investigation.
Vector Risk Solutions adjusters have the technical and business expertise across multiple industries – commercial, business, residential, retail and heavy equipment. We have a knowledgeable and experienced team of adjusters capable of meeting you and your clients specific needs. Further, our adjusters are experienced in conducting a full scene investigation, taking record statements, obtaining specialty reports and providing our clients with any of the necessary documents needed to process a liability loss.
GET IN TOUCH
At Vector Risk Solutions, no claim is too big or too small. We have a team standing by ready to assist you and your client right when you need it as our specialists can be on-site within 24 hours to assess damages and start the claims investigation process.
When it comes to liability related issues, you can rest assured that our liability adjusters will be there to provide you with the exact support you need. No matter the extent to your policyholder’s circumstance, choose Vector Risk Solutions for unparalleled service!
LIABILITY CLAIMS FAQ
A liability claim is a type of insurance claim that arises when someone is injured or their property is damaged as a result of another person’s negligence or wrongful act.
There are many different types of general liability claims, but some common examples include slip and fall accidents, car accidents, dog bites, and defective products.
A commercial liability policy provides coverage for businesses, while a personal liability policy provides coverage for individuals.
There are many different types of claims that would not be covered under a general liability policy. Some common examples include professional malpractice – such as errors or mistakes in a professional service given to customers – intentional acts, commercial auto accidents where you or one of your employees causes while operating a vehicle for something work-related, damages to your own business property, and pollution.
The statute of limitations is the time limit that you have to file a lawsuit. The statute of limitations for filing a liability claim varies from state to state, so it’s important to consult an attorney to determine the applicable time limit in your case.
There are many different types of liability claims, but some of the most common include slip and fall accidents, car accidents, and medical malpractice.
If you are involved in a liability claim, the first thing you should do is contact your insurance company to report the incident. You will then need to cooperate with your insurance company’s investigation into the incident. Once the investigation is complete, your insurance company will determine whether or not to pay the claim.